insurance

Life Assurance

We offer advice on all aspects of life protection.  Whether you require Term Assurance, Critical Illness Cover, Mortgage Protection or Income Protection we can arrange the best cover available from the Whole of the Marketplace.

The plan will have no cash in value at any time, and will cease at the end of the term.  If premiums are not maintained, then cover will lapse.  The policy may not cover all definitions of a critical illness.  For definitions of illnesses covered please refer to the Key Features and Policy Documents.

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Retirement

Whether you are looking to save for your retirement or are planning to retire feel free to discuss your options with us.  We offer advice on Personal Pensions, Income Release and also Inheritance Tax Planning.

A Pension is a long term investment.  The fund value may fluctuate and can go down.  Your eventual income may depend upon the size of your fund at retirement, future interest rates and tax legislation.

Inheritance Tax Planning advice is not regulated by the Financial Conduct Authority.

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Investments

We offer advice from the whole marketplace whether you are looking to invest in an ISA or Bond and whether you are looking to make regular contributions or invest a lump sum we will be happy to arrange a time to discuss your requirements and find the best product available.

The value of units can fall as well as rise, and you may not get back all of your original investment.

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Mortgages

We also offer advice on mortgages from across all lenders, whether you are looking for your first home, purchasing a new home, remortgaging your existing home or looking to raise capital in order to extend your property we can help you find the best mortgage product to suit your needs.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Next Steps…

Should you be interested in receiving more information on any of the products that we offer please feel free to contact us by Email at [email protected] or call us on 0141 637 6735 and we will be happy to arrange a convenient time to discuss your requirements.

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